Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Sector Fourteen Gurugram branch in Gurugram, Gurugram, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Gurugram or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UJVN0002398. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Sector Fourteen Gurugram, Gurugram

Here are the key points that are associated with the IFSC Code UJVN0002398 of Ujjivan Small Finance Bank Limited for its branch located in Gurugram, within the district of Gurugram in the state of Haryana.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002398
Branch Sector Fourteen Gurugram
City Gurugram
District Gurugram
State Haryana
Address Basement And Ground Floor,Shop No.20,Sector-14

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Gurugram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002398 for the Sector Fourteen Gurugram branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Sector Fourteen Gurugram, Gurugram, Haryana, is provided a unique IFSC like UJVN0002398 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Gurugram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gurugram and Gurugram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Sector Fourteen Gurugram do not get misguided to another person.

Format of the IFSC Code UJVN0002398

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sector Fourteen Gurugram in Gurugram.

For example, the IFSC Code UJVN0002398 of Ujjivan Small Finance Bank Limited for the Sector Fourteen Gurugram branch includes these elements, identifying the bank and the branch location in Gurugram and Haryana accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002398 of Ujjivan Small Finance Bank Limited for its Sector Fourteen Gurugram branch located in Gurugram, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Gurugram and Gurugram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Sector Fourteen Gurugram or Gurugram to get the exact IFSC Code UJVN0002398.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Gurugram, you'll get the correct details.

How to Use IFSC Code UJVN0002398 for Online Transfers?

Once you have the IFSC Code UJVN0002398 for the Sector Fourteen Gurugram branch of Ujjivan Small Finance Bank Limited in Gurugram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0002398. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002398.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Sector Fourteen Gurugram in Gurugram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Sector Fourteen Gurugram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurugram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited Sector Fourteen Gurugram Gurugram?

The IFSC Code of the Sector Fourteen Gurugram Gurugram branch is UJVN0002398.

Is IFSC Code UJVN0002398 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Ujjivan Small Finance Bank Limited Sector Fourteen Gurugram branch?

The branch is located at Basement And Ground Floor,Shop No.20,Sector-14.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.