IFSC Code of Ujjivan Small Finance Bank Limited, Ghatshila, East Singhbhum, Jharkhand — UJVN0003357

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Ghatshila branch in East Singhbhum, East Singhbhum, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in East Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UJVN0003357. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Ghatshila, East Singhbhum

Below in the table are the key details related to IFSC Code UJVN0003357 of Ujjivan Small Finance Bank Limited for its branch located in East Singhbhum, within the district of East Singhbhum in the state of Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in East Singhbhum for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003357 for the Ghatshila branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Ghatshila, East Singhbhum, Jharkhand, are allotted a unique IFSC like UJVN0003357 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in East Singhbhum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like East Singhbhum and East Singhbhum.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Ghatshila reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UJVN0003357

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghatshila in East Singhbhum.

For example, the IFSC Code UJVN0003357 of Ujjivan Small Finance Bank Limited for the Ghatshila branch includes these elements, identifying the bank and the branch location in East Singhbhum and Jharkhand accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0003357 of Ujjivan Small Finance Bank Limited for its Ghatshila branch located in East Singhbhum, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in East Singhbhum and East Singhbhum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Ghatshila or East Singhbhum to get the exact IFSC Code UJVN0003357.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and East Singhbhum, then it will provide you proper information.

How to Use IFSC Code UJVN0003357 for Online Transfers?

Once you have the IFSC Code UJVN0003357 for the Ghatshila branch of Ujjivan Small Finance Bank Limited in East Singhbhum, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003357. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003357.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Ghatshila in East Singhbhum may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Ghatshila, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Singhbhum to handle online money transfers and get their cheques cleared smoothly.