Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Durg branch in Durg, Durg, Chhattisgarh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Durg or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UJVN0002341. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Durg, Durg
Here are some of the key details that come with the IFSC Code UJVN0002341 of Ujjivan Small Finance Bank Limited for its branch located in Durg, within the district of Durg in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0002341 |
| Branch | Durg |
| City | Durg |
| District | Durg |
| State | Chhattisgarh |
| Address | No.1342/9,Uplabdhi Plaza,Ground Floor,Gurudwara Road,Beside Bank Of Baroda,Station Road,Malviya Nagar,Durg -491001 |
These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Durg for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002341 for the Durg branch of Ujjivan Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Durg, Durg, Chhattisgarh, is provided with a unique IFSC like UJVN0002341 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Durg.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Durg and Durg.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Durg do not get mixed with another location.
Format of the IFSC Code UJVN0002341
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Durg in Durg.
For example, the IFSC Code UJVN0002341 of Ujjivan Small Finance Bank Limited for the Durg branch includes these elements, identifying the bank and the branch location in Durg and Chhattisgarh correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0002341 of Ujjivan Small Finance Bank Limited for its Durg branch located in Durg, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Durg and Durg, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Durg or Durg to get the exact IFSC Code UJVN0002341.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Durg, you'll get the correct details.
How to Use IFSC Code UJVN0002341 for Online Transfers?
Once you have the IFSC Code UJVN0002341 for the Durg branch of Ujjivan Small Finance Bank Limited in Durg, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0002341. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002341.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Durg in Durg, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Durg, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Durg manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Durg Durg branch is UJVN0002341.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No.1342/9,Uplabdhi Plaza,Ground Floor,Gurudwara Road,Beside Bank Of Baroda,Station Road,Malviya Nagar,Durg -491001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.