Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Sejwaya branch in Dhar, Ghatabillod, or Madhya Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Dhar or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UJVN0002315. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Sejwaya, Dhar

The table below shows the main details of the IFSC Code UJVN0002315 for the Ujjivan Small Finance Bank Limited branch in Dhar, which falls under the Ghatabillod district in Madhya Pradesh.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002315
Branch Sejwaya
City Dhar
District Ghatabillod
State Madhya Pradesh
Address Ground Floor,Sejaya Post -Ghata Billod Dhar 454773 Ghatabillod Dhar Madhya Pradesh

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Dhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002315 for the Sejwaya branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Sejwaya, Dhar, Madhya Pradesh, is provided a unique IFSC like UJVN0002315 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Dhar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dhar and Ghatabillod.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Sejwaya do not get misguided to another person.

Format of the IFSC Code UJVN0002315

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sejwaya in Dhar.

For example, the IFSC Code UJVN0002315 of Ujjivan Small Finance Bank Limited for the Sejwaya branch has these elements, identifying the bank and the branch location in Dhar and Madhya Pradesh correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0002315 of Ujjivan Small Finance Bank Limited for its Sejwaya branch located in Dhar, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Dhar and Ghatabillod, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Sejwaya or Dhar to find the exact IFSC Code UJVN0002315.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Dhar will provide accurate information.

How to Use IFSC Code UJVN0002315 for Online Transfers?

Once you have the IFSC Code UJVN0002315 for the Sejwaya branch of Ujjivan Small Finance Bank Limited in Dhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0002315. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002315.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Sejwaya in Dhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Sejwaya, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Sejwaya, Dhar?

The IFSC Code is UJVN0002315.

Is the IFSC Code UJVN0002315 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Sejwaya?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sejwaya branch?

The address of the branch is Ground Floor,Sejaya Post -Ghata Billod Dhar 454773 Ghatabillod Dhar Madhya Pradesh located in Dhar, Ghatabillod, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.