IFSC Code of Ujjivan Small Finance Bank Limited, Deoghar, Deoghar, Jharkhand — UJVN0003503

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Deoghar branch in Deoghar, Deoghar, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Deoghar or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code UJVN0003503. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Deoghar, Deoghar

The table below shows the main details of the IFSC Code UJVN0003503 for the Ujjivan Small Finance Bank Limited branch in Deoghar, which falls under the Deoghar district in Jharkhand.

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Deoghar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003503 for the Deoghar branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Deoghar, Deoghar, Jharkhand, is provided with a unique IFSC like UJVN0003503 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Deoghar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Deoghar and Deoghar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Deoghar do not get mixed with another location.

Format of the IFSC Code UJVN0003503

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Deoghar in Deoghar.

For example, the IFSC Code UJVN0003503 of Ujjivan Small Finance Bank Limited for the Deoghar branch includes these elements, identifying the bank and the branch location in Deoghar and Jharkhand accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003503 of Ujjivan Small Finance Bank Limited for its Deoghar branch located in Deoghar, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Deoghar and Deoghar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Deoghar or Deoghar to get the exact IFSC Code UJVN0003503.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Deoghar, you'll get the correct details.

How to Use IFSC Code UJVN0003503 for Online Transfers?

If you have the IFSC Code UJVN0003503 for the Deoghar branch of Ujjivan Small Finance Bank Limited in Deoghar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003503. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003503.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Deoghar in Deoghar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Deoghar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Deoghar manage their online transfers and cheque clearances easily.