The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Harihara branch in Davangere, Harihara, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Davangere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001141. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Harihara, Davangere

The table below shows the main details of the IFSC Code UJVN0001141 for the Ujjivan Small Finance Bank Limited branch in Davangere, which falls under the Harihara district in Karnataka.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001141
Branch Harihara
City Davangere
District Harihara
State Karnataka
Address Kgn Tower,2Nd Cross,Old Pb Roadnew Bharampuri Layout,Besides Karnatak Bankharihar 577601 Harihara Karnataka

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Davangere for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001141 for the Harihara branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0001141 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Harihara, Davangere, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Davangere.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Davangere and Harihara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Harihara doesn't end up at another location.

Format of the IFSC Code UJVN0001141

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Harihara in Davangere.

For example, the IFSC Code UJVN0001141 of Ujjivan Small Finance Bank Limited for the Harihara branch includes these elements, identifying the bank and the branch location in Davangere and Karnataka accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0001141 of Ujjivan Small Finance Bank Limited for its Harihara branch located in Davangere, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Davangere and Harihara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Harihara or Davangere to find the exact IFSC Code UJVN0001141.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Davangere will provide accurate information.

How to Use IFSC Code UJVN0001141 for Online Transfers?

Once you have the IFSC Code UJVN0001141 for the Harihara branch of Ujjivan Small Finance Bank Limited in Davangere, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0001141. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001141.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Harihara in Davangere, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Harihara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Davangere manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Harihara, Davangere?

The IFSC Code is UJVN0001141.

Is the IFSC Code UJVN0001141 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Harihara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Harihara branch?

The address of the branch is Kgn Tower,2Nd Cross,Old Pb Roadnew Bharampuri Layout,Besides Karnatak Bankharihar 577601 Harihara Karnataka located in Davangere, Harihara, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.