Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Mangalore branch in Dakshinakannada, Mangalore, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Dakshinakannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001702. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Mangalore, Dakshinakannada

Below in the table are the key details related to IFSC Code UJVN0001702 of Ujjivan Small Finance Bank Limited for its branch located in Dakshinakannada, within the district of Mangalore in the state of Karnataka.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001702
Branch Mangalore
City Dakshinakannada
District Mangalore
State Karnataka
Address Door No. 14-6-674-13 And 14,Ground Floor, Ug-9, Light House Hill Road,Maximus Commercial Complex, Mangalore,Dakshina Kannada,Karnataka-575001

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Dakshinakannada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001702 for the Mangalore branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Mangalore, Dakshinakannada, Karnataka, are allotted a unique IFSC like UJVN0001702 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dakshinakannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dakshinakannada and Mangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Mangalore reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UJVN0001702

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangalore in Dakshinakannada.

For example, the IFSC Code UJVN0001702 of Ujjivan Small Finance Bank Limited for the Mangalore branch includes these elements, identifying the bank and the branch location in Dakshinakannada and Karnataka correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001702 of Ujjivan Small Finance Bank Limited for its Mangalore branch located in Dakshinakannada, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Dakshinakannada and Mangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Mangalore or Dakshinakannada to get the exact IFSC Code UJVN0001702.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Dakshinakannada that will provide accurate information.

How to Use IFSC Code UJVN0001702 for Online Transfers?

Once you have the IFSC Code UJVN0001702 for the Mangalore branch of Ujjivan Small Finance Bank Limited in Dakshinakannada, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001702. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001702.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Mangalore in Dakshinakannada may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Mangalore, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dakshinakannada manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Mangalore, Dakshinakannada?

The IFSC Code is UJVN0001702.

Is the IFSC Code UJVN0001702 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Mangalore?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mangalore branch?

The address of the branch is Door No. 14-6-674-13 And 14,Ground Floor, Ug-9, Light House Hill Road,Maximus Commercial Complex, Mangalore,Dakshina Kannada,Karnataka-575001 located in Dakshinakannada, Mangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.