IFSC Code of Ujjivan Small Finance Bank Limited, Gauribidanur, Gauribidanur, Karnataka — UJVN0001138

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Gauribidanur branch in Chikkaballapur, Gauribidanur, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Chikkaballapur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001138. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Gauribidanur, Chikkaballapur

Here are the key points that are associated with the IFSC Code UJVN0001138 of Ujjivan Small Finance Bank Limited for its branch located in Chikkaballapur, within the district of Gauribidanur in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Chikkaballapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001138 for the Gauribidanur branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Gauribidanur, Chikkaballapur, Karnataka, is provided a unique IFSC like UJVN0001138 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Chikkaballapur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Chikkaballapur and Gauribidanur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Gauribidanur do not get misguided to another person.

Format of the IFSC Code UJVN0001138

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gauribidanur in Chikkaballapur.

For example, the IFSC Code UJVN0001138 of Ujjivan Small Finance Bank Limited for the Gauribidanur branch includes these elements, identifying the bank and the branch location in Chikkaballapur and Karnataka accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0001138 of Ujjivan Small Finance Bank Limited for its Gauribidanur branch located in Chikkaballapur, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Chikkaballapur and Gauribidanur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Gauribidanur or Chikkaballapur to find the exact IFSC Code UJVN0001138.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Chikkaballapur will provide accurate information.

How to Use IFSC Code UJVN0001138 for Online Transfers?

Once you have the IFSC Code UJVN0001138 for the Gauribidanur branch of Ujjivan Small Finance Bank Limited in Chikkaballapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001138. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001138.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Gauribidanur in Chikkaballapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Gauribidanur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chikkaballapur manage their online transfers and cheque clearances easily.