The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Chandigarh Sec Nine D branch in Chandigarh, Chandigarh, Chandigarh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code UJVN0002380. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Chandigarh Sec Nine D, Chandigarh
Here are some of the key details that come with the IFSC Code UJVN0002380 of Ujjivan Small Finance Bank Limited for its branch located in Chandigarh, within the district of Chandigarh in the state of Chandigarh.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0002380 |
| Branch | Chandigarh Sec Nine D |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| Address | Ground Floor,Sco 48-49,Sector 9D,Chandigarh,160009 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Chandigarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002380 for the Chandigarh Sec Nine D branch of Ujjivan Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Chandigarh Sec Nine D, Chandigarh, Chandigarh, is provided with a unique IFSC like UJVN0002380 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Chandigarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chandigarh and Chandigarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chandigarh and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Chandigarh Sec Nine D do not get mixed with another location.
Format of the IFSC Code UJVN0002380
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chandigarh Sec Nine D in Chandigarh.
For example, the IFSC Code UJVN0002380 of Ujjivan Small Finance Bank Limited for the Chandigarh Sec Nine D branch has these elements, identifying the bank and the branch location in Chandigarh and Chandigarh correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0002380 of Ujjivan Small Finance Bank Limited for its Chandigarh Sec Nine D branch located in Chandigarh, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Chandigarh and Chandigarh, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Chandigarh Sec Nine D or Chandigarh to get the exact IFSC Code UJVN0002380.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Chandigarh, you'll get the correct details.
How to Use IFSC Code UJVN0002380 for Online Transfers?
Once you have the IFSC Code UJVN0002380 for the Chandigarh Sec Nine D branch of Ujjivan Small Finance Bank Limited in Chandigarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0002380. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002380.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Chandigarh Sec Nine D in Chandigarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Chandigarh Sec Nine D, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chandigarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0002380.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Sco 48-49,Sector 9D,Chandigarh,160009 located in Chandigarh, Chandigarh, Chandigarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.