IFSC Code of Ujjivan Small Finance Bank Limited, Silchar, Silchar, Assam — UJVN0003622

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Silchar branch in Cachar, Silchar, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Cachar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UJVN0003622. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Silchar, Cachar

Here are some of the key details that come with the IFSC Code UJVN0003622 of Ujjivan Small Finance Bank Limited for its branch located in Cachar, within the district of Silchar in the state of Assam.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Cachar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003622 for the Silchar branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Silchar, Cachar, Assam, are given a unique IFSC like UJVN0003622 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Cachar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Cachar and Silchar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Silchar goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0003622

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Silchar in Cachar.

For example, the IFSC Code UJVN0003622 of Ujjivan Small Finance Bank Limited for the Silchar branch includes these elements, identifying the bank and the branch location in Cachar and Assam accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003622 of Ujjivan Small Finance Bank Limited for its Silchar branch located in Cachar, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Cachar and Silchar, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Silchar or Cachar to get the exact IFSC Code UJVN0003622.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Cachar, you'll get the correct details.

How to Use IFSC Code UJVN0003622 for Online Transfers?

Once you have the IFSC Code UJVN0003622 for the Silchar branch of Ujjivan Small Finance Bank Limited in Cachar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003622. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003622.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Silchar in Cachar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Silchar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cachar to handle online money transfers and get their cheques cleared smoothly.