There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Karanpurkalan branch in Bulandshahar, Anupshahr, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Bulandshahar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UJVN0002378. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Karanpurkalan, Bulandshahar
Here are the main details that are associated with the IFSC Code UJVN0002378 of Ujjivan Small Finance Bank Limited for its branch located in Bulandshahar, within the district of Anupshahr in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0002378 |
| Branch | Karanpurkalan |
| City | Bulandshahar |
| District | Anupshahr |
| State | Uttar Pradesh |
| Address | Villagekaranpurkalan,Tehsilanoopshahar,Districtbulandshahar |
These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Bulandshahar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002378 for the Karanpurkalan branch of Ujjivan Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Karanpurkalan, Bulandshahar, Uttar Pradesh, is provided with a unique IFSC like UJVN0002378 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Bulandshahar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bulandshahar and Anupshahr.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Karanpurkalan do not get mixed with another location.
Format of the IFSC Code UJVN0002378
This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karanpurkalan in Bulandshahar.
For example, the IFSC Code UJVN0002378 of Ujjivan Small Finance Bank Limited for the Karanpurkalan branch includes these elements, identifying the bank and the branch location in Bulandshahar and Uttar Pradesh accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
To find the IFSC Code UJVN0002378 of Ujjivan Small Finance Bank Limited for its Karanpurkalan branch located in Bulandshahar, the following methods can help you out:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Bulandshahar and Anupshahr, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Karanpurkalan or Bulandshahar to find the exact IFSC Code UJVN0002378.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Bulandshahar will provide accurate information.
How to Use IFSC Code UJVN0002378 for Online Transfers?
If you have the IFSC Code UJVN0002378 for the Karanpurkalan branch of Ujjivan Small Finance Bank Limited in Bulandshahar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0002378. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002378.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Karanpurkalan in Bulandshahar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Karanpurkalan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bulandshahar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0002378.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Villagekaranpurkalan,Tehsilanoopshahar,Districtbulandshahar located in Bulandshahar, Anupshahr, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.