Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Jamalpur Pathani branch in Bijnor, Jamalpur Pathani, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Bijnor or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UJVN0002435. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Jamalpur Pathani, Bijnor
Here are the key points that are associated with the IFSC Code UJVN0002435 of Ujjivan Small Finance Bank Limited for its branch located in Bijnor, within the district of Jamalpur Pathani in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0002435 |
| Branch | Jamalpur Pathani |
| City | Bijnor |
| District | Jamalpur Pathani |
| State | Uttar Pradesh |
| Address | Ground Floor,Khasra No 170Kh Min And 171,Pargana Shadipur Dalla,Village - Jamalpur Pathani,Tehsil And District - Bijnor,Uttar Pradesh |
These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Bijnor for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002435 for the Jamalpur Pathani branch of Ujjivan Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Jamalpur Pathani, Bijnor, Uttar Pradesh, is provided with a unique IFSC like UJVN0002435 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Bijnor.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bijnor and Jamalpur Pathani.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Jamalpur Pathani do not get mixed with another location.
Format of the IFSC Code UJVN0002435
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamalpur Pathani in Bijnor.
For example, the IFSC Code UJVN0002435 of Ujjivan Small Finance Bank Limited for the Jamalpur Pathani branch includes these elements, identifying the bank and the branch location in Bijnor and Uttar Pradesh accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0002435 of Ujjivan Small Finance Bank Limited for its Jamalpur Pathani branch located in Bijnor, the following methods can help:
Cheque Book
The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Bijnor and Jamalpur Pathani, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Jamalpur Pathani or Bijnor to get the exact IFSC Code UJVN0002435.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Bijnor that will provide accurate information.
How to Use IFSC Code UJVN0002435 for Online Transfers?
Once you have the IFSC Code UJVN0002435 for the Jamalpur Pathani branch of Ujjivan Small Finance Bank Limited in Bijnor, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0002435. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002435.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Jamalpur Pathani in Bijnor, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Jamalpur Pathani, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bijnor manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0002435.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Khasra No 170Kh Min And 171,Pargana Shadipur Dalla,Village - Jamalpur Pathani,Tehsil And District - Bijnor,Uttar Pradesh located in Bijnor, Jamalpur Pathani, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.