IFSC Code of Ujjivan Small Finance Bank Limited, Kahelgaon, Kahelgaon, Bihar — UJVN0003525

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Kahelgaon branch in Bhagalpur, Kahelgaon, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UJVN0003525. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Kahelgaon, Bhagalpur

The table below shows the main details of the IFSC Code UJVN0003525 for the Ujjivan Small Finance Bank Limited branch in Bhagalpur, which falls under the Kahelgaon district in Bihar.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Bhagalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003525 for the Kahelgaon branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0003525 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Kahelgaon, Bhagalpur, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Bhagalpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Bhagalpur and Kahelgaon.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Kahelgaon doesn't end up at another location.

Format of the IFSC Code UJVN0003525

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kahelgaon in Bhagalpur.

For example, the IFSC Code UJVN0003525 of Ujjivan Small Finance Bank Limited for the Kahelgaon branch includes these elements, identifying the bank and the branch location in Bhagalpur and Bihar accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0003525 of Ujjivan Small Finance Bank Limited for its Kahelgaon branch located in Bhagalpur, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Bhagalpur and Kahelgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Kahelgaon or Bhagalpur to find the exact IFSC Code UJVN0003525.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Bhagalpur will provide accurate information.

How to Use IFSC Code UJVN0003525 for Online Transfers?

Once you have the IFSC Code UJVN0003525 for the Kahelgaon branch of Ujjivan Small Finance Bank Limited in Bhagalpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0003525. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003525.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Kahelgaon in Bhagalpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Kahelgaon, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhagalpur manage online transfers as well as cheque clearances with ease.