IFSC Code of Ujjivan Small Finance Bank Limited, Banaswadi, Bengaluru, Karnataka — UJVN0001113

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Banaswadi branch in Bengaluru, Bengaluru, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001113. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Banaswadi, Bengaluru

Here are some of the key details that come with the IFSC Code UJVN0001113 of Ujjivan Small Finance Bank Limited for its branch located in Bengaluru, within the district of Bengaluru in the state of Karnataka.

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Bengaluru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001113 for the Banaswadi branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Banaswadi, Bengaluru, Karnataka, is provided with a unique IFSC like UJVN0001113 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Bengaluru.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bengaluru and Bengaluru.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Banaswadi do not get mixed with another location.

Format of the IFSC Code UJVN0001113

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Banaswadi in Bengaluru.

For example, the IFSC Code UJVN0001113 of Ujjivan Small Finance Bank Limited for the Banaswadi branch has these elements, identifying the bank and the branch location in Bengaluru and Karnataka correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001113 of Ujjivan Small Finance Bank Limited for its Banaswadi branch located in Bengaluru, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Bengaluru and Bengaluru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Banaswadi or Bengaluru to get the exact IFSC Code UJVN0001113.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Bengaluru that will provide accurate information.

How to Use IFSC Code UJVN0001113 for Online Transfers?

If you have the IFSC Code UJVN0001113 for the Banaswadi branch of Ujjivan Small Finance Bank Limited in Bengaluru, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001113. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001113.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Banaswadi in Bengaluru, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Banaswadi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bengaluru manage their online transfers and cheque clearances easily.