Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Arwal branch in Arwal, Arwal, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Arwal or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UJVN0003652. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Arwal, Arwal

Here are some of the key details that come with the IFSC Code UJVN0003652 of Ujjivan Small Finance Bank Limited for its branch located in Arwal, within the district of Arwal in the state of Bihar.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003652
Branch Arwal
City Arwal
District Arwal
State Bihar
Address Ward - 13 Jehanabad Ghoshi Road 1St Floor Above Icici Bank

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Arwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003652 for the Arwal branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Arwal, Arwal, Bihar, are allotted a unique IFSC like UJVN0003652 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Arwal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Arwal and Arwal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Arwal reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code UJVN0003652

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arwal in Arwal.

For example, the IFSC Code UJVN0003652 of Ujjivan Small Finance Bank Limited for the Arwal branch includes these elements, identifying the bank and the branch location in Arwal and Bihar accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0003652 of Ujjivan Small Finance Bank Limited for its Arwal branch located in Arwal, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Arwal and Arwal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Arwal or Arwal to find the exact IFSC Code UJVN0003652.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Arwal will provide accurate information.

How to Use IFSC Code UJVN0003652 for Online Transfers?

If you have the IFSC Code UJVN0003652 for the Arwal branch of Ujjivan Small Finance Bank Limited in Arwal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003652. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003652.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Arwal in Arwal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Arwal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Arwal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Arwal, Arwal?

The IFSC Code is UJVN0003652.

Is the IFSC Code UJVN0003652 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Arwal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Arwal branch?

The address of the branch is Ward - 13 Jehanabad Ghoshi Road 1St Floor Above Icici Bank located in Arwal, Arwal, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.