There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Barara branch in Ambala, Barara, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Ambala or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UJVN0002308. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Barara, Ambala

Below in the table are the key details related to IFSC Code UJVN0002308 of Ujjivan Small Finance Bank Limited for its branch located in Ambala, within the district of Barara in the state of Haryana.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002308
Branch Barara
City Ambala
District Barara
State Haryana
Address Ground Floor,Muncipal Id No.541,Khasra No.763,Near Jain Dharamshala,Tehsil - Barara,Ambala,Haryana -133201

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Ambala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002308 for the Barara branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Barara, Ambala, Haryana, are given a unique IFSC like UJVN0002308 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ambala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ambala and Barara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Barara goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0002308

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barara in Ambala.

For example, the IFSC Code UJVN0002308 of Ujjivan Small Finance Bank Limited for the Barara branch includes these elements, identifying the bank and the branch location in Ambala and Haryana accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0002308 of Ujjivan Small Finance Bank Limited for its Barara branch located in Ambala, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Ambala and Barara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Barara or Ambala to get the exact IFSC Code UJVN0002308.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Ambala, then it will provide you proper information.

How to Use IFSC Code UJVN0002308 for Online Transfers?

Once you have the IFSC Code UJVN0002308 for the Barara branch of Ujjivan Small Finance Bank Limited in Ambala, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002308. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002308.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Barara in Ambala may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Barara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ambala manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Barara, Ambala?

The IFSC Code is UJVN0002308.

Is the IFSC Code UJVN0002308 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Barara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barara branch?

The address of the branch is Ground Floor,Muncipal Id No.541,Khasra No.763,Near Jain Dharamshala,Tehsil - Barara,Ambala,Haryana -133201 located in Ambala, Barara, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.