For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Poonkhar branch in Alwar, Poonkhar, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Alwar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UJVN0002359. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Poonkhar, Alwar

Below in the table are the key details related to IFSC Code UJVN0002359 of Ujjivan Small Finance Bank Limited for its branch located in Alwar, within the district of Poonkhar in the state of Rajasthan.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002359
Branch Poonkhar
City Alwar
District Poonkhar
State Rajasthan
Address Ground Floor,Khasra No.-1565 Village-Poonkhar,Tehsil Malakhera 301414,Alwar Rajasthan

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Alwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0002359 for the Poonkhar branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Poonkhar, Alwar, Rajasthan, is provided a unique IFSC like UJVN0002359 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Alwar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Alwar and Poonkhar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Poonkhar do not get misguided to another person.

Format of the IFSC Code UJVN0002359

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Poonkhar in Alwar.

For example, the IFSC Code UJVN0002359 of Ujjivan Small Finance Bank Limited for the Poonkhar branch includes these elements, identifying the bank and the branch location in Alwar and Rajasthan correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0002359 of Ujjivan Small Finance Bank Limited for its Poonkhar branch located in Alwar, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Alwar and Poonkhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Poonkhar or Alwar to get the exact IFSC Code UJVN0002359.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Alwar, then it will provide you proper information.

How to Use IFSC Code UJVN0002359 for Online Transfers?

Once you have the IFSC Code UJVN0002359 for the Poonkhar branch of Ujjivan Small Finance Bank Limited in Alwar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002359. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002359.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Poonkhar in Alwar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Poonkhar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Alwar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Poonkhar, Alwar?

The IFSC Code is UJVN0002359.

Is the IFSC Code UJVN0002359 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Poonkhar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Poonkhar branch?

The address of the branch is Ground Floor,Khasra No.-1565 Village-Poonkhar,Tehsil Malakhera 301414,Alwar Rajasthan located in Alwar, Poonkhar, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.