There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Aligarh branch in Aligarh, Aligarh, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Aligarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UJVN0002269. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Aligarh, Aligarh

Here are some of the key details that come with the IFSC Code UJVN0002269 of Ujjivan Small Finance Bank Limited for its branch located in Aligarh, within the district of Aligarh in the state of Uttar Pradesh.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002269
Branch Aligarh
City Aligarh
District Aligarh
State Uttar Pradesh
Address Ground Floor, Nagar Nigam No. 03-311,Sri Ramdhary Plaza,Banwari Nagar, Niranjanpuri, Tehsil Koil,Aligarh,Uttar Pradesh-202001

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Aligarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002269 for the Aligarh branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Aligarh, Aligarh, Uttar Pradesh, is provided with a unique IFSC like UJVN0002269 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Aligarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Aligarh and Aligarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Aligarh do not get mixed with another location.

Format of the IFSC Code UJVN0002269

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aligarh in Aligarh.

For example, the IFSC Code UJVN0002269 of Ujjivan Small Finance Bank Limited for the Aligarh branch includes these elements, identifying the bank and the branch location in Aligarh and Uttar Pradesh accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002269 of Ujjivan Small Finance Bank Limited for its Aligarh branch located in Aligarh, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Aligarh and Aligarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Aligarh or Aligarh to get the exact IFSC Code UJVN0002269.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Aligarh that will provide accurate information.

How to Use IFSC Code UJVN0002269 for Online Transfers?

Once you have the IFSC Code UJVN0002269 for the Aligarh branch of Ujjivan Small Finance Bank Limited in Aligarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0002269. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002269.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Aligarh in Aligarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Aligarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Aligarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited Aligarh Aligarh?

The IFSC Code of the Aligarh Aligarh branch is UJVN0002269.

Is IFSC Code UJVN0002269 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Ujjivan Small Finance Bank Limited Aligarh branch?

The branch is located at Ground Floor, Nagar Nigam No. 03-311,Sri Ramdhary Plaza,Banwari Nagar, Niranjanpuri, Tehsil Koil,Aligarh,Uttar Pradesh-202001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.