For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Kishangarh branch in Ajmer, Kishangarh, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Ajmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UJVN0002227. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Kishangarh, Ajmer
Below in the table are the key details related to IFSC Code UJVN0002227 of Ujjivan Small Finance Bank Limited for its branch located in Ajmer, within the district of Kishangarh in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0002227 |
| Branch | Kishangarh |
| City | Ajmer |
| District | Kishangarh |
| State | Rajasthan |
| Address | Plot No.2,Purohit Auto Service,Next To Central Bank Of India,Ajmer Road,Madanganj,Kishangarh - 305801 |
These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Ajmer for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002227 for the Kishangarh branch of Ujjivan Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0002227 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Kishangarh, Ajmer, Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Ajmer.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ajmer and Kishangarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Kishangarh doesn't end up at another location.
Format of the IFSC Code UJVN0002227
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kishangarh in Ajmer.
For example, the IFSC Code UJVN0002227 of Ujjivan Small Finance Bank Limited for the Kishangarh branch has these elements, identifying the bank and the branch location in Ajmer and Rajasthan correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
To find the IFSC Code UJVN0002227 of Ujjivan Small Finance Bank Limited for its Kishangarh branch located in Ajmer, the following methods can help you out:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Ajmer and Kishangarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Kishangarh or Ajmer to find the exact IFSC Code UJVN0002227.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Ajmer will provide accurate information.
How to Use IFSC Code UJVN0002227 for Online Transfers?
Once you have the IFSC Code UJVN0002227 for the Kishangarh branch of Ujjivan Small Finance Bank Limited in Ajmer, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0002227. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002227.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Kishangarh in Ajmer may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Kishangarh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ajmer to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0002227.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No.2,Purohit Auto Service,Next To Central Bank Of India,Ajmer Road,Madanganj,Kishangarh - 305801 located in Ajmer, Kishangarh, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.