IFSC Code of Ujjivan Small Finance Bank Limited, Prahalad Nagar, Prahalad Nagar, Gujarat — UJVN0004518

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Prahalad Nagar branch in Ahmedabad, Prahalad Nagar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Ahmedabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code UJVN0004518. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Prahalad Nagar, Ahmedabad

Here are the main details that are associated with the IFSC Code UJVN0004518 of Ujjivan Small Finance Bank Limited for its branch located in Ahmedabad, within the district of Prahalad Nagar in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0004518 for the Prahalad Nagar branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Prahalad Nagar, Ahmedabad, Gujarat, are allotted a unique IFSC like UJVN0004518 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ahmedabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ahmedabad and Prahalad Nagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Prahalad Nagar reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UJVN0004518

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Prahalad Nagar in Ahmedabad.

For example, the IFSC Code UJVN0004518 of Ujjivan Small Finance Bank Limited for the Prahalad Nagar branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0004518 of Ujjivan Small Finance Bank Limited for its Prahalad Nagar branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Ahmedabad and Prahalad Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Prahalad Nagar or Ahmedabad to get the exact IFSC Code UJVN0004518.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Ahmedabad, then it will provide you proper information.

How to Use IFSC Code UJVN0004518 for Online Transfers?

Once you have the IFSC Code UJVN0004518 for the Prahalad Nagar branch of Ujjivan Small Finance Bank Limited in Ahmedabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0004518. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0004518.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Prahalad Nagar in Ahmedabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Prahalad Nagar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ahmedabad manage their online transfers and cheque clearances easily.