Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Yavatmal branch in Yavatmal, Yavatmal, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Yavatmal or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UCBA0002236. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Yavatmal, Yavatmal

Below in the table are the key details related to IFSC Code UCBA0002236 of Uco Bank for its branch located in Yavatmal, within the district of Yavatmal in the state of Maharashtra.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002236
Branch Yavatmal
City Yavatmal
District Yavatmal
State Maharashtra
Address Gilani Market Near State Bank Of India Sbi Square Yavatmal ,Yavatmal ,Maharashtra Pin 445001

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Yavatmal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002236 for the Yavatmal branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Yavatmal, Yavatmal, Maharashtra, are given a unique IFSC like UCBA0002236 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Yavatmal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Yavatmal and Yavatmal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Yavatmal goes to the correct branch. This is important because Uco Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0002236

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yavatmal in Yavatmal.

For example, the IFSC Code UCBA0002236 of Uco Bank for the Yavatmal branch includes these elements, identifying the bank and the branch location in Yavatmal and Maharashtra accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002236 of Uco Bank for its Yavatmal branch located in Yavatmal, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Yavatmal and Yavatmal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Yavatmal or Yavatmal to get the exact IFSC Code UCBA0002236.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Yavatmal, then it will provide you proper information.

How to Use IFSC Code UCBA0002236 for Online Transfers?

Once you have the IFSC Code UCBA0002236 for the Yavatmal branch of Uco Bank in Yavatmal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002236. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0002236.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Yavatmal in Yavatmal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Yavatmal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Yavatmal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Yavatmal, Yavatmal?

The IFSC Code is UCBA0002236.

Is the IFSC Code UCBA0002236 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Yavatmal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Yavatmal branch?

The address of the branch is Gilani Market Near State Bank Of India Sbi Square Yavatmal ,Yavatmal ,Maharashtra Pin 445001 located in Yavatmal, Yavatmal, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.