The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Yanam branch in Yanam, Yanam, Puducherry, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Yanam or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code UCBA0003067. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Yanam, Yanam
Here are some of the key details that come with the IFSC Code UCBA0003067 of Uco Bank for its branch located in Yanam, within the district of Yanam in the state of Puducherry.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003067 |
| Branch | Yanam |
| City | Yanam |
| District | Yanam |
| State | Puducherry |
| Address | First Floor, Viswas Surya Mansion, Boat Street, Yanam, Yanam ,Puducherry Pin 533464 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Yanam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003067 for the Yanam branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003067 is given to every bank branch, including Uco Bank located in Yanam, Yanam, Puducherry, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Yanam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Yanam and Yanam.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Puducherry and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Yanam doesn't end up at another location.
Format of the IFSC Code UCBA0003067
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Yanam in Yanam.
For example, the IFSC Code UCBA0003067 of Uco Bank for the Yanam branch includes these elements, identifying the bank and the branch location in Yanam and Puducherry accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0003067 of Uco Bank for its Yanam branch located in Yanam, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Yanam and Yanam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Yanam or Yanam to get the exact IFSC Code UCBA0003067.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Yanam that will provide accurate information.
How to Use IFSC Code UCBA0003067 for Online Transfers?
If you have the IFSC Code UCBA0003067 for the Yanam branch of Uco Bank in Yanam, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003067. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003067.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Yanam in Yanam, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Yanam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Yanam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003067.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor, Viswas Surya Mansion, Boat Street, Yanam, Yanam ,Puducherry Pin 533464 located in Yanam, Yanam, Puducherry.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.