IFSC Code of Uco Bank, Lakhuti, Wokha, Nagaland — UCBA0003503

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Lakhuti branch in Wokha, Wokha, Nagaland, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Wokha or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code UCBA0003503. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Lakhuti, Wokha

Here are the main details that are associated with the IFSC Code UCBA0003503 of Uco Bank for its branch located in Wokha, within the district of Wokha in the state of Nagaland.

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Wokha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003503 for the Lakhuti branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003503 is given to every bank branch, including Uco Bank located in Lakhuti, Wokha, Nagaland, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Uco Bank branch in Wokha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Wokha and Wokha.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Lakhuti doesn't end up at another location.

Format of the IFSC Code UCBA0003503

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lakhuti in Wokha.

For example, the IFSC Code UCBA0003503 of Uco Bank for the Lakhuti branch has these elements, identifying the bank and the branch location in Wokha and Nagaland correctly.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0003503 of Uco Bank for its Lakhuti branch located in Wokha, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Wokha and Wokha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Lakhuti or Wokha to find the exact IFSC Code UCBA0003503.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Wokha will provide accurate information.

How to Use IFSC Code UCBA0003503 for Online Transfers?

If you have the IFSC Code UCBA0003503 for the Lakhuti branch of Uco Bank in Wokha, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003503. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003503.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Lakhuti in Wokha, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Lakhuti, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Wokha to handle online money transfers and get their cheques cleared smoothly.