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IFSC Code of Uco Bank, Halar Road Branch, Bulsar, Gujarat — UCBA0000617

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Halar Road Branch branch in Valsad, Bulsar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0000617. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Halar Road Branch, Valsad

Here are some of the key details that come with the IFSC Code UCBA0000617 of Uco Bank for its branch located in Valsad, within the district of Bulsar in the state of Gujarat.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000617
Branch Halar Road Branch
City Valsad
District Bulsar
State Gujarat
Address Halar Road Branchbulsar 396001

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Valsad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000617 for the Halar Road Branch branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Halar Road Branch, Valsad, Gujarat, is provided with a unique IFSC like UCBA0000617 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Valsad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Valsad and Bulsar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Halar Road Branch do not get mixed with another location.

Format of the IFSC Code UCBA0000617

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Halar Road Branch in Valsad.

For example, the IFSC Code UCBA0000617 of Uco Bank for the Halar Road Branch branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000617 of Uco Bank for its Halar Road Branch branch located in Valsad, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Valsad and Bulsar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Halar Road Branch or Valsad to get the exact IFSC Code UCBA0000617.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Valsad, you'll get the correct details.

How to Use IFSC Code UCBA0000617 for Online Transfers?

Once you have the IFSC Code UCBA0000617 for the Halar Road Branch branch of Uco Bank in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000617. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000617.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Halar Road Branch in Valsad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Halar Road Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Valsad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Halar Road Branch, Valsad?

The IFSC Code is UCBA0000617.

Is the IFSC Code UCBA0000617 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Halar Road Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Halar Road Branch branch?

The address of the branch is Halar Road Branchbulsar 396001 located in Valsad, Bulsar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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