Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Uttarkashi branch in Uttar Kashi, Uttarkashi, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Uttar Kashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UCBA0003195. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Uttarkashi, Uttar Kashi
Here are the main details that are associated with the IFSC Code UCBA0003195 of Uco Bank for its branch located in Uttar Kashi, within the district of Uttarkashi in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003195 |
| Branch | Uttarkashi |
| City | Uttar Kashi |
| District | Uttarkashi |
| State | Uttarakhand |
| Address | Hotel Sahaj Villa Campus Ward No. 3 Gyansu Uttarkashi ,Uttar Kashi ,Uttarakhand Pin 249193 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Uttar Kashi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003195 for the Uttarkashi branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Uttarkashi, Uttar Kashi, Uttarakhand, are given a unique IFSC like UCBA0003195 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Uttar Kashi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Uttar Kashi and Uttarkashi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Uttarkashi goes to the correct branch. This is important because Uco Bank has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0003195
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttarkashi in Uttar Kashi.
For example, the IFSC Code UCBA0003195 of Uco Bank for the Uttarkashi branch includes these elements, identifying the bank and the branch location in Uttar Kashi and Uttarakhand accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0003195 of Uco Bank for its Uttarkashi branch located in Uttar Kashi, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Uttar Kashi and Uttarkashi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Uttarkashi or Uttar Kashi to get the exact IFSC Code UCBA0003195.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Uttar Kashi, then it will provide you proper information.
How to Use IFSC Code UCBA0003195 for Online Transfers?
If you have the IFSC Code UCBA0003195 for the Uttarkashi branch of Uco Bank in Uttar Kashi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003195. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003195.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Uttarkashi in Uttar Kashi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Uttarkashi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Uttar Kashi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Uttarkashi Uttar Kashi branch is UCBA0003195.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Hotel Sahaj Villa Campus Ward No. 3 Gyansu Uttarkashi ,Uttar Kashi ,Uttarakhand Pin 249193.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.