Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Tirur Branch branch in Tirur, Tirur, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Tirur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UCBA0001937. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Tirur Branch, Tirur

Here are the main details that are associated with the IFSC Code UCBA0001937 of Uco Bank for its branch located in Tirur, within the district of Tirur in the state of Kerala.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001937
Branch Tirur Branch
City Tirur
District Tirur
State Kerala
Address Iris Tower Malappuram Road Tirur ,Malappuram ,Kerala Pin 676101

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Tirur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001937 for the Tirur Branch branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0001937 is given to every bank branch, including Uco Bank located in Tirur Branch, Tirur, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Tirur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tirur and Tirur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Tirur Branch doesn't end up at another location.

Format of the IFSC Code UCBA0001937

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirur Branch in Tirur.

For example, the IFSC Code UCBA0001937 of Uco Bank for the Tirur Branch branch includes these elements, identifying the bank and the branch location in Tirur and Kerala correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0001937 of Uco Bank for its Tirur Branch branch located in Tirur, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Tirur and Tirur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Tirur Branch or Tirur to get the exact IFSC Code UCBA0001937.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Tirur, then it will provide you proper information.

How to Use IFSC Code UCBA0001937 for Online Transfers?

Once you have the IFSC Code UCBA0001937 for the Tirur Branch branch of Uco Bank in Tirur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0001937. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001937.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Tirur Branch in Tirur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Tirur Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tirur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Tirur Branch, Tirur?

The IFSC Code is UCBA0001937.

Is the IFSC Code UCBA0001937 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Tirur Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tirur Branch branch?

The address of the branch is Iris Tower Malappuram Road Tirur ,Malappuram ,Kerala Pin 676101 located in Tirur, Tirur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.