For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Hazira Branch branch in Surat, Hazira, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0003035. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Hazira Branch, Surat

Here are the key points that are associated with the IFSC Code UCBA0003035 of Uco Bank for its branch located in Surat, within the district of Hazira in the state of Gujarat.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003035
Branch Hazira Branch
City Surat
District Hazira
State Gujarat
Address Shop No.01 To 04, Shri Hariom Gangeshwar Nagar, Ichhapor 03, Hazira Road, Surat ,Surat ,Gujarat Pin 394510

These details help users in online banking and for businesses and individuals who use Uco Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003035 for the Hazira Branch branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Hazira Branch, Surat, Gujarat, are given a unique IFSC like UCBA0003035 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surat and Hazira.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Hazira Branch goes to the correct branch. This is important because Uco Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0003035

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hazira Branch in Surat.

For example, the IFSC Code UCBA0003035 of Uco Bank for the Hazira Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003035 of Uco Bank for its Hazira Branch branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Surat and Hazira, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Hazira Branch or Surat to get the exact IFSC Code UCBA0003035.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Surat, you'll get the correct details.

How to Use IFSC Code UCBA0003035 for Online Transfers?

Once you have the IFSC Code UCBA0003035 for the Hazira Branch branch of Uco Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003035. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003035.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Hazira Branch in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Hazira Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Hazira Branch, Surat?

The IFSC Code is UCBA0003035.

Is the IFSC Code UCBA0003035 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Hazira Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hazira Branch branch?

The address of the branch is Shop No.01 To 04, Shri Hariom Gangeshwar Nagar, Ichhapor 03, Hazira Road, Surat ,Surat ,Gujarat Pin 394510 located in Surat, Hazira, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.