The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Rajgangpur Main branch in Sundergarh, Sundergarh, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Sundergarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0000195. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Rajgangpur Main, Sundergarh
Here are the main details that are associated with the IFSC Code UCBA0000195 of Uco Bank for its branch located in Sundergarh, within the district of Sundergarh in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000195 |
| Branch | Rajgangpur Main |
| City | Sundergarh |
| District | Sundergarh |
| State | Odisha |
| Address | Subhas Chouk,Porajgangpur 770017 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Sundergarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000195 for the Rajgangpur Main branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Rajgangpur Main, Sundergarh, Odisha, is provided with a unique IFSC like UCBA0000195 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Sundergarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sundergarh and Sundergarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Rajgangpur Main do not get mixed with another location.
Format of the IFSC Code UCBA0000195
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajgangpur Main in Sundergarh.
For example, the IFSC Code UCBA0000195 of Uco Bank for the Rajgangpur Main branch includes these elements, identifying the bank and the branch location in Sundergarh and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000195 of Uco Bank for its Rajgangpur Main branch located in Sundergarh, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Sundergarh and Sundergarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Rajgangpur Main or Sundergarh to get the exact IFSC Code UCBA0000195.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Sundergarh that will provide accurate information.
How to Use IFSC Code UCBA0000195 for Online Transfers?
Once you have the IFSC Code UCBA0000195 for the Rajgangpur Main branch of Uco Bank in Sundergarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000195. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000195.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Rajgangpur Main in Sundergarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Rajgangpur Main, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sundergarh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000195.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Subhas Chouk,Porajgangpur 770017 located in Sundergarh, Sundergarh, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.