The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Shaktinagar branch in Sonbhadra, Shaktinagar, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Sonbhadra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002790. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Shaktinagar, Sonbhadra

Here are the key points that are associated with the IFSC Code UCBA0002790 of Uco Bank for its branch located in Sonbhadra, within the district of Shaktinagar in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002790
Branch Shaktinagar
City Sonbhadra
District Shaktinagar
State Uttar Pradesh
Address Ncl Khadia Project Colony Old Dav School Building Po Shaktinagar Distt Sonebhadra ,Sonbhadra ,Uttar Pradesh Pin 231222

These details help users in online banking and for businesses and individuals who use Uco Bank in Sonbhadra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002790 for the Shaktinagar branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Shaktinagar, Sonbhadra, Uttar Pradesh, are allotted a unique IFSC like UCBA0002790 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sonbhadra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sonbhadra and Shaktinagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Shaktinagar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UCBA0002790

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shaktinagar in Sonbhadra.

For example, the IFSC Code UCBA0002790 of Uco Bank for the Shaktinagar branch includes these elements, identifying the bank and the branch location in Sonbhadra and Uttar Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002790 of Uco Bank for its Shaktinagar branch located in Sonbhadra, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Sonbhadra and Shaktinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Shaktinagar or Sonbhadra to get the exact IFSC Code UCBA0002790.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Sonbhadra, you'll get the correct details.

How to Use IFSC Code UCBA0002790 for Online Transfers?

If you have the IFSC Code UCBA0002790 for the Shaktinagar branch of Uco Bank in Sonbhadra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002790. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002790.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Shaktinagar in Sonbhadra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Shaktinagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sonbhadra manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Shaktinagar, Sonbhadra?

The IFSC Code is UCBA0002790.

Is the IFSC Code UCBA0002790 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Shaktinagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shaktinagar branch?

The address of the branch is Ncl Khadia Project Colony Old Dav School Building Po Shaktinagar Distt Sonebhadra ,Sonbhadra ,Uttar Pradesh Pin 231222 located in Sonbhadra, Shaktinagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.