Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Ghorawal branch in Sonbhadra, Gharawal, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Sonbhadra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0000652. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Ghorawal, Sonbhadra

Here are some of the key details that come with the IFSC Code UCBA0000652 of Uco Bank for its branch located in Sonbhadra, within the district of Gharawal in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000652
Branch Ghorawal
City Sonbhadra
District Gharawal
State Uttar Pradesh
Address Uco Bankghorawal 231210

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Sonbhadra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000652 for the Ghorawal branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Ghorawal, Sonbhadra, Uttar Pradesh, is provided with a unique IFSC like UCBA0000652 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Sonbhadra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sonbhadra and Gharawal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Ghorawal do not get mixed with another location.

Format of the IFSC Code UCBA0000652

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghorawal in Sonbhadra.

For example, the IFSC Code UCBA0000652 of Uco Bank for the Ghorawal branch includes these elements, identifying the bank and the branch location in Sonbhadra and Uttar Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000652 of Uco Bank for its Ghorawal branch located in Sonbhadra, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Sonbhadra and Gharawal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Ghorawal or Sonbhadra to get the exact IFSC Code UCBA0000652.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Sonbhadra that will provide accurate information.

How to Use IFSC Code UCBA0000652 for Online Transfers?

If you have the IFSC Code UCBA0000652 for the Ghorawal branch of Uco Bank in Sonbhadra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000652. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0000652.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Ghorawal in Sonbhadra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Ghorawal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sonbhadra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Ghorawal, Sonbhadra?

The IFSC Code is UCBA0000652.

Is the IFSC Code UCBA0000652 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Ghorawal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ghorawal branch?

The address of the branch is Uco Bankghorawal 231210 located in Sonbhadra, Gharawal, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.