The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Sivagangai Branch branch in Sivagangai, Sivagangai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Sivagangai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UCBA0002109. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Sivagangai Branch, Sivagangai

The table below shows the main details of the IFSC Code UCBA0002109 for the Uco Bank branch in Sivagangai, which falls under the Sivagangai district in Tamil Nadu.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002109
Branch Sivagangai Branch
City Sivagangai
District Sivagangai
State Tamil Nadu
Address 6 73,V.O.C.Street, Sivagangai ,Sivaganga ,Tamil Nadu Pin 630561

These details help users in online banking and for businesses and individuals who use Uco Bank in Sivagangai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002109 for the Sivagangai Branch branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Sivagangai Branch, Sivagangai, Tamil Nadu, are given a unique IFSC like UCBA0002109 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sivagangai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sivagangai and Sivagangai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Sivagangai Branch goes to the correct branch. This is important because Uco Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0002109

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sivagangai Branch in Sivagangai.

For example, the IFSC Code UCBA0002109 of Uco Bank for the Sivagangai Branch branch includes these elements, identifying the bank and the branch location in Sivagangai and Tamil Nadu correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002109 of Uco Bank for its Sivagangai Branch branch located in Sivagangai, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Sivagangai and Sivagangai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Sivagangai Branch or Sivagangai to get the exact IFSC Code UCBA0002109.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Sivagangai, you'll get the correct details.

How to Use IFSC Code UCBA0002109 for Online Transfers?

Once you have the IFSC Code UCBA0002109 for the Sivagangai Branch branch of Uco Bank in Sivagangai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002109. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002109.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Sivagangai Branch in Sivagangai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sivagangai Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sivagangai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Sivagangai Branch, Sivagangai?

The IFSC Code is UCBA0002109.

Is the IFSC Code UCBA0002109 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Sivagangai Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sivagangai Branch branch?

The address of the branch is 6 73,V.O.C.Street, Sivagangai ,Sivaganga ,Tamil Nadu Pin 630561 located in Sivagangai, Sivagangai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.