The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Gata Mandwatch branch in Sirmour, Sangrah, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Sirmour or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002964. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Gata Mandwatch, Sirmour
Here are the main details that are associated with the IFSC Code UCBA0002964 of Uco Bank for its branch located in Sirmour, within the district of Sangrah in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002964 |
| Branch | Gata Mandwatch |
| City | Sirmour |
| District | Sangrah |
| State | Himachal Pradesh |
| Address | Vill Gatamandwach Po Sangana Via Haripurdhar Teh Renuka Sangrah Distt Sirmour ,Sirmaur ,Himachal Pradesh Pin 173023 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Sirmour for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002964 for the Gata Mandwatch branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Gata Mandwatch, Sirmour, Himachal Pradesh, are allotted a unique IFSC like UCBA0002964 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sirmour.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sirmour and Sangrah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Gata Mandwatch reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code UCBA0002964
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gata Mandwatch in Sirmour.
For example, the IFSC Code UCBA0002964 of Uco Bank for the Gata Mandwatch branch has these elements, identifying the bank and the branch location in Sirmour and Himachal Pradesh correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002964 of Uco Bank for its Gata Mandwatch branch located in Sirmour, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Sirmour and Sangrah, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Gata Mandwatch or Sirmour to get the exact IFSC Code UCBA0002964.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Sirmour, you'll get the correct details.
How to Use IFSC Code UCBA0002964 for Online Transfers?
Once you have the IFSC Code UCBA0002964 for the Gata Mandwatch branch of Uco Bank in Sirmour, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002964. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002964.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Gata Mandwatch in Sirmour, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Gata Mandwatch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sirmour manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gata Mandwatch Sirmour branch is UCBA0002964.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Gatamandwach Po Sangana Via Haripurdhar Teh Renuka Sangrah Distt Sirmour ,Sirmaur ,Himachal Pradesh Pin 173023.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.