For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Jubbal branch in Simla, Jubbal, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Simla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002336. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Jubbal, Simla

Below in the table are the key details related to IFSC Code UCBA0002336 of Uco Bank for its branch located in Simla, within the district of Jubbal in the state of Himachal Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002336
Branch Jubbal
City Simla
District Jubbal
State Himachal Pradesh
Address Vill And Teh Jubbal, Po Jubbal, Dist Shimla ,Shimla ,Himachal Pradesh Pin 171205

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Simla for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002336 for the Jubbal branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Jubbal, Simla, Himachal Pradesh, is provided with a unique IFSC like UCBA0002336 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Simla.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Simla and Jubbal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Jubbal do not get mixed with another location.

Format of the IFSC Code UCBA0002336

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jubbal in Simla.

For example, the IFSC Code UCBA0002336 of Uco Bank for the Jubbal branch includes these elements, identifying the bank and the branch location in Simla and Himachal Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002336 of Uco Bank for its Jubbal branch located in Simla, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Simla and Jubbal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Jubbal or Simla to get the exact IFSC Code UCBA0002336.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Simla, then it will provide you proper information.

How to Use IFSC Code UCBA0002336 for Online Transfers?

Once you have the IFSC Code UCBA0002336 for the Jubbal branch of Uco Bank in Simla, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002336. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002336.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Jubbal in Simla, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Jubbal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Simla to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Jubbal, Simla?

The IFSC Code is UCBA0002336.

Is the IFSC Code UCBA0002336 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Jubbal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jubbal branch?

The address of the branch is Vill And Teh Jubbal, Po Jubbal, Dist Shimla ,Shimla ,Himachal Pradesh Pin 171205 located in Simla, Jubbal, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.