The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Dhalli branch in Simla, Dhalli, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Simla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0000564. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Dhalli, Simla

Here are the key points that are associated with the IFSC Code UCBA0000564 of Uco Bank for its branch located in Simla, within the district of Dhalli in the state of Himachal Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000564
Branch Dhalli
City Simla
District Dhalli
State Himachal Pradesh
Address Dhallidhalli 171012

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Simla for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0000564 for the Dhalli branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Dhalli, Simla, Himachal Pradesh, are allotted a unique IFSC like UCBA0000564 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Simla.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Simla and Dhalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Dhalli reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code UCBA0000564

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhalli in Simla.

For example, the IFSC Code UCBA0000564 of Uco Bank for the Dhalli branch has these elements, identifying the bank and the branch location in Simla and Himachal Pradesh correctly.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0000564 of Uco Bank for its Dhalli branch located in Simla, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Simla and Dhalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Dhalli or Simla to find the exact IFSC Code UCBA0000564.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Simla will provide accurate information.

How to Use IFSC Code UCBA0000564 for Online Transfers?

Once you have the IFSC Code UCBA0000564 for the Dhalli branch of Uco Bank in Simla, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000564. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000564.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Dhalli in Simla may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Dhalli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Simla to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Dhalli, Simla?

The IFSC Code is UCBA0000564.

Is the IFSC Code UCBA0000564 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Dhalli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dhalli branch?

The address of the branch is Dhallidhalli 171012 located in Simla, Dhalli, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.