There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Burdwan Road branch in Siliguri, Siliguri, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Siliguri or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UCBA0001706. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Burdwan Road, Siliguri
Below in the table are the key details related to IFSC Code UCBA0001706 of Uco Bank for its branch located in Siliguri, within the district of Siliguri in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001706 |
| Branch | Burdwan Road |
| City | Siliguri |
| District | Siliguri |
| State | West Bengal |
| Address | Jalpaimore P.O. Siliguri Bazar Dist Darjeeling ,Darjiling ,West Bengal Pin 734005 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Siliguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001706 for the Burdwan Road branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Burdwan Road, Siliguri, West Bengal, is provided with a unique IFSC like UCBA0001706 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Siliguri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Siliguri and Siliguri.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Burdwan Road do not get mixed with another location.
Format of the IFSC Code UCBA0001706
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Burdwan Road in Siliguri.
For example, the IFSC Code UCBA0001706 of Uco Bank for the Burdwan Road branch includes these elements, identifying the bank and the branch location in Siliguri and West Bengal accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0001706 of Uco Bank for its Burdwan Road branch located in Siliguri, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Siliguri and Siliguri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Burdwan Road or Siliguri to find the exact IFSC Code UCBA0001706.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Siliguri will provide accurate information.
How to Use IFSC Code UCBA0001706 for Online Transfers?
Once you have the IFSC Code UCBA0001706 for the Burdwan Road branch of Uco Bank in Siliguri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001706. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001706.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Burdwan Road in Siliguri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Burdwan Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Siliguri manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001706.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Jalpaimore P.O. Siliguri Bazar Dist Darjeeling ,Darjiling ,West Bengal Pin 734005 located in Siliguri, Siliguri, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.