For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Siddharth Nagar branch in Siddharth Nagar, Siddharth Nagar, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Siddharth Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0003395. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Siddharth Nagar, Siddharth Nagar

Below in the table are the key details related to IFSC Code UCBA0003395 of Uco Bank for its branch located in Siddharth Nagar, within the district of Siddharth Nagar in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003395
Branch Siddharth Nagar
City Siddharth Nagar
District Siddharth Nagar
State Uttar Pradesh
Address Mahadev Prasad Tripathi Medical College ,Jail Road , Siddharth Nagar ,Uttar Pradesh,Pin Code 272203

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Siddharth Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003395 for the Siddharth Nagar branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Siddharth Nagar, Siddharth Nagar, Uttar Pradesh, is provided a unique IFSC like UCBA0003395 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Siddharth Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Siddharth Nagar and Siddharth Nagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Siddharth Nagar do not get misguided to another person.

Format of the IFSC Code UCBA0003395

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siddharth Nagar in Siddharth Nagar.

For example, the IFSC Code UCBA0003395 of Uco Bank for the Siddharth Nagar branch includes these elements, identifying the bank and the branch location in Siddharth Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0003395 of Uco Bank for its Siddharth Nagar branch located in Siddharth Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Siddharth Nagar and Siddharth Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Siddharth Nagar or Siddharth Nagar to get the exact IFSC Code UCBA0003395.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Siddharth Nagar, then it will provide you proper information.

How to Use IFSC Code UCBA0003395 for Online Transfers?

Once you have the IFSC Code UCBA0003395 for the Siddharth Nagar branch of Uco Bank in Siddharth Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003395. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0003395.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Siddharth Nagar in Siddharth Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Siddharth Nagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Siddharth Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Siddharth Nagar, Siddharth Nagar?

The IFSC Code is UCBA0003395.

Is the IFSC Code UCBA0003395 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Siddharth Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Siddharth Nagar branch?

The address of the branch is Mahadev Prasad Tripathi Medical College ,Jail Road , Siddharth Nagar ,Uttar Pradesh,Pin Code 272203 located in Siddharth Nagar, Siddharth Nagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.