The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Dikhowmukh branch in Sibsagar, Dikhowmukh, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Sibsagar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0001384. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Dikhowmukh, Sibsagar
Below in the table are the key details related to IFSC Code UCBA0001384 of Uco Bank for its branch located in Sibsagar, within the district of Dikhowmukh in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001384 |
| Branch | Dikhowmukh |
| City | Sibsagar |
| District | Dikhowmukh |
| State | Assam |
| Address | Vill.And P.O. Gaurisagar Dist Sivsagar ,Sibsagar ,Assam Pin 785664 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Sibsagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001384 for the Dikhowmukh branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Dikhowmukh, Sibsagar, Assam, are given a unique IFSC like UCBA0001384 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sibsagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sibsagar and Dikhowmukh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Dikhowmukh goes to the correct branch. This is important because Uco Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0001384
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dikhowmukh in Sibsagar.
For example, the IFSC Code UCBA0001384 of Uco Bank for the Dikhowmukh branch includes these elements, identifying the bank and the branch location in Sibsagar and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001384 of Uco Bank for its Dikhowmukh branch located in Sibsagar, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Sibsagar and Dikhowmukh, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Dikhowmukh or Sibsagar to get the exact IFSC Code UCBA0001384.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Sibsagar, you'll get the correct details.
How to Use IFSC Code UCBA0001384 for Online Transfers?
Once you have the IFSC Code UCBA0001384 for the Dikhowmukh branch of Uco Bank in Sibsagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0001384. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001384.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Dikhowmukh in Sibsagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Dikhowmukh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sibsagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001384.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill.And P.O. Gaurisagar Dist Sivsagar ,Sibsagar ,Assam Pin 785664 located in Sibsagar, Dikhowmukh, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.