There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Bhinga Shrawasti branch in Shrawasti, Bhinga, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uco Bank situated in Shrawasti or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UCBA0002952. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Bhinga Shrawasti, Shrawasti
The table below shows the main details of the IFSC Code UCBA0002952 for the Uco Bank branch in Shrawasti, which falls under the Bhinga district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002952 |
| Branch | Bhinga Shrawasti |
| City | Shrawasti |
| District | Bhinga |
| State | Uttar Pradesh |
| Address | Khairi Mod Bhaharich Road, Bhinga Shrawasti ,Shravasti ,Uttar Pradesh Pin 271831 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Shrawasti for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002952 for the Bhinga Shrawasti branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Bhinga Shrawasti, Shrawasti, Uttar Pradesh, is provided a unique IFSC like UCBA0002952 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Shrawasti.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Shrawasti and Bhinga.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Bhinga Shrawasti do not get misguided to another person.
Format of the IFSC Code UCBA0002952
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhinga Shrawasti in Shrawasti.
For example, the IFSC Code UCBA0002952 of Uco Bank for the Bhinga Shrawasti branch has these elements, identifying the bank and the branch location in Shrawasti and Uttar Pradesh correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0002952 of Uco Bank for its Bhinga Shrawasti branch located in Shrawasti, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Shrawasti and Bhinga, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Bhinga Shrawasti or Shrawasti to find the exact IFSC Code UCBA0002952.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Shrawasti will provide accurate information.
How to Use IFSC Code UCBA0002952 for Online Transfers?
Once you have the IFSC Code UCBA0002952 for the Bhinga Shrawasti branch of Uco Bank in Shrawasti, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002952. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002952.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Bhinga Shrawasti in Shrawasti, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Bhinga Shrawasti, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Shrawasti manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002952.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Khairi Mod Bhaharich Road, Bhinga Shrawasti ,Shravasti ,Uttar Pradesh Pin 271831 located in Shrawasti, Bhinga, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.