IFSC Code of Uco Bank, Shillong, Shillong, Meghalaya — UCBA0000089

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Shillong branch in Shillong, Shillong, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Shillong or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code UCBA0000089. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Shillong, Shillong

The table below shows the main details of the IFSC Code UCBA0000089 for the Uco Bank branch in Shillong, which falls under the Shillong district in Meghalaya.

These details help users in online banking and for businesses and individuals who use Uco Bank in Shillong for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000089 for the Shillong branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Shillong, Shillong, Meghalaya, is provided a unique IFSC like UCBA0000089 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Uco Bank branch in Shillong.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Shillong and Shillong.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Shillong do not get misguided to another person.

Format of the IFSC Code UCBA0000089

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shillong in Shillong.

For example, the IFSC Code UCBA0000089 of Uco Bank for the Shillong branch includes these elements, identifying the bank and the branch location in Shillong and Meghalaya accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0000089 of Uco Bank for its Shillong branch located in Shillong, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Shillong and Shillong, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Shillong or Shillong to find the exact IFSC Code UCBA0000089.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Shillong will provide accurate information.

How to Use IFSC Code UCBA0000089 for Online Transfers?

Once you have the IFSC Code UCBA0000089 for the Shillong branch of Uco Bank in Shillong, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000089. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000089.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Shillong in Shillong, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Shillong, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Uco Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shillong to handle online money transfers and get their cheques cleared smoothly.