For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Phaibung Khullen branch in Senapati, Phaibung Khullen, Manipur, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Senapati or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code UCBA0003392. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Phaibung Khullen, Senapati
Here are some of the key details that come with the IFSC Code UCBA0003392 of Uco Bank for its branch located in Senapati, within the district of Phaibung Khullen in the state of Manipur.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003392 |
| Branch | Phaibung Khullen |
| City | Senapati |
| District | Phaibung Khullen |
| State | Manipur |
| Address | Tribal Market Complex ,Senapati ,Manipur Pin 795101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Senapati for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003392 for the Phaibung Khullen branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Phaibung Khullen, Senapati, Manipur, are given a unique IFSC like UCBA0003392 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Senapati.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Senapati and Phaibung Khullen.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Phaibung Khullen goes to the correct branch. This is important because Uco Bank has thousands of branches in Manipur and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0003392
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phaibung Khullen in Senapati.
For example, the IFSC Code UCBA0003392 of Uco Bank for the Phaibung Khullen branch includes these elements, identifying the bank and the branch location in Senapati and Manipur accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0003392 of Uco Bank for its Phaibung Khullen branch located in Senapati, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Senapati and Phaibung Khullen, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Phaibung Khullen or Senapati to find the exact IFSC Code UCBA0003392.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Senapati will provide accurate information.
How to Use IFSC Code UCBA0003392 for Online Transfers?
Once you have the IFSC Code UCBA0003392 for the Phaibung Khullen branch of Uco Bank in Senapati, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003392. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003392.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Phaibung Khullen in Senapati may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Phaibung Khullen, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Senapati manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003392.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tribal Market Complex ,Senapati ,Manipur Pin 795101 located in Senapati, Phaibung Khullen, Manipur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.