Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Shirwal branch in Satara, Shirwal, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Satara or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UCBA0002967. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Shirwal, Satara
Here are some of the key details that come with the IFSC Code UCBA0002967 of Uco Bank for its branch located in Satara, within the district of Shirwal in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002967 |
| Branch | Shirwal |
| City | Satara |
| District | Shirwal |
| State | Maharashtra |
| Address | Pandurang Heights N.H. 4, Gat No.522, City Servey No.1324, Bhau Tambe Nagar Vill And Post Shirwal, Taluka Khandala Dist. Satara 412801 ,Satara ,Maharashtra Pin 412801 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Satara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002967 for the Shirwal branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Shirwal, Satara, Maharashtra, are allotted a unique IFSC like UCBA0002967 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Satara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Satara and Shirwal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Shirwal reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code UCBA0002967
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shirwal in Satara.
For example, the IFSC Code UCBA0002967 of Uco Bank for the Shirwal branch includes these elements, identifying the bank and the branch location in Satara and Maharashtra accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002967 of Uco Bank for its Shirwal branch located in Satara, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Satara and Shirwal, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Shirwal or Satara to get the exact IFSC Code UCBA0002967.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Satara, you'll get the correct details.
How to Use IFSC Code UCBA0002967 for Online Transfers?
Once you have the IFSC Code UCBA0002967 for the Shirwal branch of Uco Bank in Satara, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002967. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002967.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Shirwal in Satara, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Shirwal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Satara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002967.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pandurang Heights N.H. 4, Gat No.522, City Servey No.1324, Bhau Tambe Nagar Vill And Post Shirwal, Taluka Khandala Dist. Satara 412801 ,Satara ,Maharashtra Pin 412801 located in Satara, Shirwal, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.