Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Baijamunda branch in Sambalpur, Burla, Odisha, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Sambalpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002455. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Baijamunda, Sambalpur
Here are the main details that are associated with the IFSC Code UCBA0002455 of Uco Bank for its branch located in Sambalpur, within the district of Burla in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002455 |
| Branch | Baijamunda |
| City | Sambalpur |
| District | Burla |
| State | Odisha |
| Address | At Po Baijamunda Near Omfed Nh 6 Via Remed Sambalpur At Baijamunda Po Baijamunda Via Remed ,Sambalpur ,Odisha Pin 768006 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Sambalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002455 for the Baijamunda branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Baijamunda, Sambalpur, Odisha, are given a unique IFSC like UCBA0002455 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sambalpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sambalpur and Burla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Baijamunda goes to the correct branch. This is important because Uco Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0002455
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baijamunda in Sambalpur.
For example, the IFSC Code UCBA0002455 of Uco Bank for the Baijamunda branch includes these elements, identifying the bank and the branch location in Sambalpur and Odisha accurately.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0002455 of Uco Bank for its Baijamunda branch located in Sambalpur, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Sambalpur and Burla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Baijamunda or Sambalpur to find the exact IFSC Code UCBA0002455.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Sambalpur will provide accurate information.
How to Use IFSC Code UCBA0002455 for Online Transfers?
If you have the IFSC Code UCBA0002455 for the Baijamunda branch of Uco Bank in Sambalpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002455. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002455.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Baijamunda in Sambalpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Baijamunda, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sambalpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002455.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Po Baijamunda Near Omfed Nh 6 Via Remed Sambalpur At Baijamunda Po Baijamunda Via Remed ,Sambalpur ,Odisha Pin 768006 located in Sambalpur, Burla, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
