The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Samastipur-Begusarai branch in Samastipur, Samastipur, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001926. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Samastipur-Begusarai, Samastipur
Below in the table are the key details related to IFSC Code UCBA0001926 of Uco Bank for its branch located in Samastipur, within the district of Samastipur in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001926 |
| Branch | Samastipur-Begusarai |
| City | Samastipur |
| District | Samastipur |
| State | Bihar |
| Address | Gola Road Po And Dist Samastipur ,Samastipur ,Bihar Pin 848101 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Samastipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001926 for the Samastipur-Begusarai branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Samastipur-Begusarai, Samastipur, Bihar, is provided with a unique IFSC like UCBA0001926 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Samastipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Samastipur and Samastipur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Samastipur-Begusarai do not get mixed with another location.
Format of the IFSC Code UCBA0001926
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Samastipur-Begusarai in Samastipur.
For example, the IFSC Code UCBA0001926 of Uco Bank for the Samastipur-Begusarai branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0001926 of Uco Bank for its Samastipur-Begusarai branch located in Samastipur, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Samastipur and Samastipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Samastipur-Begusarai or Samastipur to get the exact IFSC Code UCBA0001926.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Samastipur, then it will provide you proper information.
How to Use IFSC Code UCBA0001926 for Online Transfers?
Once you have the IFSC Code UCBA0001926 for the Samastipur-Begusarai branch of Uco Bank in Samastipur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001926. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0001926.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Samastipur-Begusarai in Samastipur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Samastipur-Begusarai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Samastipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001926.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gola Road Po And Dist Samastipur ,Samastipur ,Bihar Pin 848101 located in Samastipur, Samastipur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.