For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Fauzdari branch in Sahebganj, Mirza Chowki, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Sahebganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0001702. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Fauzdari, Sahebganj
The table below shows the main details of the IFSC Code UCBA0001702 for the Uco Bank branch in Sahebganj, which falls under the Mirza Chowki district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001702 |
| Branch | Fauzdari |
| City | Sahebganj |
| District | Mirza Chowki |
| State | Bihar |
| Address | Vill Faujdari, P.O Salempur, P.S Pirpainti Distt Bhagalpur ,Bhagalpur ,Bihar Pin 813209 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Sahebganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001702 for the Fauzdari branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Fauzdari, Sahebganj, Bihar, are given a unique IFSC like UCBA0001702 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sahebganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Sahebganj and Mirza Chowki.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Fauzdari goes to the correct branch. This is important because Uco Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0001702
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fauzdari in Sahebganj.
For example, the IFSC Code UCBA0001702 of Uco Bank for the Fauzdari branch includes these elements, identifying the bank and the branch location in Sahebganj and Bihar accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001702 of Uco Bank for its Fauzdari branch located in Sahebganj, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Sahebganj and Mirza Chowki, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Fauzdari or Sahebganj to get the exact IFSC Code UCBA0001702.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Sahebganj, you'll get the correct details.
How to Use IFSC Code UCBA0001702 for Online Transfers?
Once you have the IFSC Code UCBA0001702 for the Fauzdari branch of Uco Bank in Sahebganj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001702. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001702.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Fauzdari in Sahebganj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Fauzdari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sahebganj to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001702.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Faujdari, P.O Salempur, P.S Pirpainti Distt Bhagalpur ,Bhagalpur ,Bihar Pin 813209 located in Sahebganj, Mirza Chowki, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.