For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Vikramganj branch in Rohtas, Vikramganj, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UCBA0003465. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Vikramganj, Rohtas

Here are some of the key details that come with the IFSC Code UCBA0003465 of Uco Bank for its branch located in Rohtas, within the district of Vikramganj in the state of Bihar.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003465
Branch Vikramganj
City Rohtas
District Vikramganj
State Bihar
Address Diya Palace, Sasaram Road, Vikramganj, Dist Rohtas, Bihar 802212

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Rohtas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003465 for the Vikramganj branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Vikramganj, Rohtas, Bihar, is provided with a unique IFSC like UCBA0003465 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Rohtas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtas and Vikramganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Vikramganj do not get mixed with another location.

Format of the IFSC Code UCBA0003465

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vikramganj in Rohtas.

For example, the IFSC Code UCBA0003465 of Uco Bank for the Vikramganj branch includes these elements, identifying the bank and the branch location in Rohtas and Bihar accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003465 of Uco Bank for its Vikramganj branch located in Rohtas, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Rohtas and Vikramganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Vikramganj or Rohtas to get the exact IFSC Code UCBA0003465.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Rohtas that will provide accurate information.

How to Use IFSC Code UCBA0003465 for Online Transfers?

Once you have the IFSC Code UCBA0003465 for the Vikramganj branch of Uco Bank in Rohtas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003465. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0003465.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Vikramganj in Rohtas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Vikramganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rohtas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Vikramganj, Rohtas?

The IFSC Code is UCBA0003465.

Is the IFSC Code UCBA0003465 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Vikramganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vikramganj branch?

The address of the branch is Diya Palace, Sasaram Road, Vikramganj, Dist Rohtas, Bihar 802212 located in Rohtas, Vikramganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.