Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Rajkot City branch in Rajkot, Rajkot, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UCBA0000067. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Rajkot City, Rajkot

Here are the key points that are associated with the IFSC Code UCBA0000067 of Uco Bank for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000067
Branch Rajkot City
City Rajkot
District Rajkot
State Gujarat
Address Rajkot Commodity Exchange Building, Satta Bazar, Near Danapith, Rajkot ,Gujarat Pin 360001

These details helps users in online banking and for businesses and individuals who use Uco Bank in Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000067 for the Rajkot City branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Rajkot City, Rajkot, Gujarat, is provided with a unique IFSC like UCBA0000067 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rajkot and Rajkot.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Rajkot City do not get mixed with another location.

Format of the IFSC Code UCBA0000067

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajkot City in Rajkot.

For example, the IFSC Code UCBA0000067 of Uco Bank for the Rajkot City branch has these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000067 of Uco Bank for its Rajkot City branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Rajkot City or Rajkot to get the exact IFSC Code UCBA0000067.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Rajkot, you'll get the correct details.

How to Use IFSC Code UCBA0000067 for Online Transfers?

Once you have the IFSC Code UCBA0000067 for the Rajkot City branch of Uco Bank in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0000067. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000067.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Rajkot City in Rajkot may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Rajkot City, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Rajkot City, Rajkot?

The IFSC Code is UCBA0000067.

Is the IFSC Code UCBA0000067 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Rajkot City?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rajkot City branch?

The address of the branch is Rajkot Commodity Exchange Building, Satta Bazar, Near Danapith, Rajkot ,Gujarat Pin 360001 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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