Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Khargone branch in Raisen, Khargone, Madhya Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Raisen or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0003071. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Khargone, Raisen
Below in the table are the key details related to IFSC Code UCBA0003071 of Uco Bank for its branch located in Raisen, within the district of Khargone in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003071 |
| Branch | Khargone |
| City | Raisen |
| District | Khargone |
| State | Madhya Pradesh |
| Address | Vishwa Sakha Colony Behind Shakti Dairy Products Khargone ,West Nimar ,Madhya Pradesh Pin 451001 |
These details help users in online banking and for businesses and individuals who use Uco Bank in Raisen for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003071 for the Khargone branch of Uco Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Khargone, Raisen, Madhya Pradesh, are allotted a unique IFSC like UCBA0003071 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Raisen.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Raisen and Khargone.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Khargone reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code UCBA0003071
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khargone in Raisen.
For example, the IFSC Code UCBA0003071 of Uco Bank for the Khargone branch includes these elements, identifying the bank and the branch location in Raisen and Madhya Pradesh accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0003071 of Uco Bank for its Khargone branch located in Raisen, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Raisen and Khargone, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Khargone or Raisen to get the exact IFSC Code UCBA0003071.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Raisen that will provide accurate information.
How to Use IFSC Code UCBA0003071 for Online Transfers?
Once you have the IFSC Code UCBA0003071 for the Khargone branch of Uco Bank in Raisen, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0003071. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003071.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Khargone in Raisen, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Khargone, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Raisen manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003071.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vishwa Sakha Colony Behind Shakti Dairy Products Khargone ,West Nimar ,Madhya Pradesh Pin 451001 located in Raisen, Khargone, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
