Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Kamothe branch in Raigad, Kamothe, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UCBA0002511. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kamothe, Raigad

Below in the table are the key details related to IFSC Code UCBA0002511 of Uco Bank for its branch located in Raigad, within the district of Kamothe in the state of Maharashtra.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002511
Branch Kamothe
City Raigad
District Kamothe
State Maharashtra
Address Rajesh Residency Gala No 01 02 Plot No 26 Sector 36 Kamothe Navi Mumbai ,Raigad ,Maharashtra Pin 410209

These details help users in online banking and for businesses and individuals who use Uco Bank in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002511 for the Kamothe branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002511 is given to every bank branch, including Uco Bank located in Kamothe, Raigad, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Raigad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Raigad and Kamothe.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Kamothe doesn't end up at another location.

Format of the IFSC Code UCBA0002511

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamothe in Raigad.

For example, the IFSC Code UCBA0002511 of Uco Bank for the Kamothe branch includes these elements, identifying the bank and the branch location in Raigad and Maharashtra accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002511 of Uco Bank for its Kamothe branch located in Raigad, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Raigad and Kamothe, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Kamothe or Raigad to get the exact IFSC Code UCBA0002511.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Raigad, you'll get the correct details.

How to Use IFSC Code UCBA0002511 for Online Transfers?

Once you have the IFSC Code UCBA0002511 for the Kamothe branch of Uco Bank in Raigad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0002511. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002511.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kamothe in Raigad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kamothe, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Kamothe Raigad?

The IFSC Code of the Kamothe Raigad branch is UCBA0002511.

Is IFSC Code UCBA0002511 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Kamothe branch?

The branch is located at Rajesh Residency Gala No 01 02 Plot No 26 Sector 36 Kamothe Navi Mumbai ,Raigad ,Maharashtra Pin 410209.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.