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IFSC Code of Uco Bank, Shora-Gangaganj, Harchandpur, Uttar Pradesh — UCBA0002887

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Shora-Gangaganj branch in Rai Bareli, Harchandpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002887. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Shora-Gangaganj, Rai Bareli

The table below shows the main details of the IFSC Code UCBA0002887 for the Uco Bank branch in Rai Bareli, which falls under the Harchandpur district in Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002887
Branch Shora-Gangaganj
City Rai Bareli
District Harchandpur
State Uttar Pradesh
Address Shora, Po Gangaganj, Rae Bareili ,Rai Bareli ,Uttar Pradesh Pin 229303

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Rai Bareli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002887 for the Shora-Gangaganj branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Shora-Gangaganj, Rai Bareli, Uttar Pradesh, are given a unique IFSC like UCBA0002887 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rai Bareli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rai Bareli and Harchandpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Shora-Gangaganj goes to the correct branch. This is important because Uco Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0002887

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shora-Gangaganj in Rai Bareli.

For example, the IFSC Code UCBA0002887 of Uco Bank for the Shora-Gangaganj branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002887 of Uco Bank for its Shora-Gangaganj branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Rai Bareli and Harchandpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Shora-Gangaganj or Rai Bareli to get the exact IFSC Code UCBA0002887.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Rai Bareli that will provide accurate information.

How to Use IFSC Code UCBA0002887 for Online Transfers?

If you have the IFSC Code UCBA0002887 for the Shora-Gangaganj branch of Uco Bank in Rai Bareli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002887. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002887.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Shora-Gangaganj in Rai Bareli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Shora-Gangaganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Shora-Gangaganj, Rai Bareli?

The IFSC Code is UCBA0002887.

Is the IFSC Code UCBA0002887 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Shora-Gangaganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shora-Gangaganj branch?

The address of the branch is Shora, Po Gangaganj, Rae Bareili ,Rai Bareli ,Uttar Pradesh Pin 229303 located in Rai Bareli, Harchandpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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