The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Samaspur Halore branch in Rai Bareli, Halore, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Rai Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002934. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Samaspur Halore, Rai Bareli
Here are the main details that are associated with the IFSC Code UCBA0002934 of Uco Bank for its branch located in Rai Bareli, within the district of Halore in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002934 |
| Branch | Samaspur Halore |
| City | Rai Bareli |
| District | Halore |
| State | Uttar Pradesh |
| Address | Village And Post Samaspur Halore Tahsil Maharajganj Dist. Raebareli ,Rai Bareli ,Uttar Pradesh Pin 229103 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Rai Bareli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002934 for the Samaspur Halore branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Samaspur Halore, Rai Bareli, Uttar Pradesh, are allotted a unique IFSC like UCBA0002934 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rai Bareli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rai Bareli and Halore.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Samaspur Halore reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UCBA0002934
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Samaspur Halore in Rai Bareli.
For example, the IFSC Code UCBA0002934 of Uco Bank for the Samaspur Halore branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002934 of Uco Bank for its Samaspur Halore branch located in Rai Bareli, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Rai Bareli and Halore, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Samaspur Halore or Rai Bareli to get the exact IFSC Code UCBA0002934.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Rai Bareli, you'll get the correct details.
How to Use IFSC Code UCBA0002934 for Online Transfers?
Once you have the IFSC Code UCBA0002934 for the Samaspur Halore branch of Uco Bank in Rai Bareli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002934. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002934.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Samaspur Halore in Rai Bareli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Samaspur Halore, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rai Bareli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002934.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village And Post Samaspur Halore Tahsil Maharajganj Dist. Raebareli ,Rai Bareli ,Uttar Pradesh Pin 229103 located in Rai Bareli, Halore, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.